Competitive Car Finance

Easy Car Finance

At eCarz, we make securing car finance simple and stress-free. Whether you're buying your first car, upgrading the family SUV, or purchasing a luxury vehicle, our experienced brokers work for you, not the banks.

• Low Interest Rates: We access wholesale rates not available to the general public.
• Flexible Terms: Choose loan terms from 1 to 7 years to suit your budget.
• Quick Turnaround: Same-day approvals available for eligible applicants.
• Tips for Approval: Have your ID, recent bank statements, and proof of income ready to speed up the process.

Stop searching and start driving. Let us handle the paperwork while you choose your new car.

Private Sale Car Finance

Buying a car from a private seller? We can help you secure a loan quickly and safely. Private sales often offer better prices, but they come with risks. We help mitigate those risks.

• PPSR Checks: We ensure the car isn't written off or encumbered.
• Seller Verification: We verify ownership and identity to prevent fraud.
• Fast Settlement: We understand private sellers want a quick sale.

We handle the checks and finance so you can drive away with confidence.

Low Doc Car Loans

Self-employed? Freelancer? Small business owner? If you don't have up-to-date tax returns or financials, a Low Doc Car Loan might be the answer.

• Minimal Paperwork: No need for full financial statements.
• Flexible Options: Secured and unsecured loans available.
• All Credit Types: Solutions for good and bad credit histories.

We specialize in helping non-traditional earners get approved.

Chattel Mortgage & Commercial Finance

For business owners and sole traders, a Chattel Mortgage offers significant tax benefits and flexibility. You take immediate ownership of the vehicle while the lender holds a mortgage over it.

• Tax Deductions: Claim interest and depreciation.
• GST Benefits: Claim GST on the purchase price upfront (if registered).
• Flexible Terms: 2 to 7 year terms with balloon payment options.
• Novated Leasing: Also available for employee vehicles.
• Low Doc Loans: Available for ABN holders.

Car Refinance

Paying too much on your current car loan? Refinancing could save you thousands over the life of your loan. We can review your current finance package and look for better options.

• Lower Your Repayments: Switch to a lower interest rate or extend your loan term.
• Remove Balloon Payments: Refinance your residual value into a new manageable loan.
• Consolidate Debts: Combine multiple vehicle loans into one simple payment.